Asset-Secured Commercial Lending
Equipment Loans: Finance Critical Machinery, Fleet, and Tech.
Put essential commercial equipment to work while preserving your working capital. The equipment itself serves as the underlying security, often unlocking favorable structures.
Product Overview
What is Equipment Financing?
Equipment financing is a commercial credit facility specifically tied to the purchase of machinery, vehicles, medical technology, software systems, or production equipment needed for business operations.
The business identifies the machinery or equipment from an approved vendor. The lender finances a substantial portion (often up to 100%) of the equipment cost upon invoice verification. The business repays over fixed terms ranging from 12 to 72 months.
Common Operating Uses
How Businesses Deploy Equipment Financing
- Commercial vehicle fleet additions and box trucks
- Construction excavators, loaders, and yellow iron
- Medical, dental, and diagnostic laboratory equipment
- Restaurant kitchen buildouts, refrigeration, and ovens
- Manufacturing CNC machinery and automated packaging lines
Suitability & Criteria
Is Equipment Financing Right for Your Business?
We believe in honest qualification. Understanding when a facility is a strong operational fit protects your margins and saves you time.
Recommended Fit
- Companies buying durable, revenue-producing commercial equipment
- Businesses with verified vendor quotes or equipment dealer invoices
- Operators who prefer predictable fixed monthly amortization schedules
May Be Less Suitable If
- Working capital or payroll needs unrelated to equipment acquisition
- Used equipment purchased from informal, non-commercial sellers without clear title
Intake Preparation
Information Typically Requested
Our initial intake takes less than two minutes. When your file advances to underwriter packaging, having the following records ready accelerates your review:
Privacy & Security
Your Contact Info Stays Protected
Unlike mass loan portals that sell borrower contact records as lead lists, QFBC maintains strict server-side safeguards. Under no circumstances are client phone numbers or email addresses shared with third-party funding sources without explicit, logged human authorization.
Frequently Asked Questions
Questions About Equipment Financing
Do I own the equipment once the term finishes?
With equipment loans and $1 buyout lease structures, you retain full ownership of the equipment upon completion of the payment term.
Can used equipment be financed?
Yes, many lenders finance used equipment provided it is inspected, commercially documented, and within acceptable operational age limits.
Let’s talk business
Find a path forward for your business.
Share your goals. We’ll help you understand potential options through our funding network.
