Merchant cash advance
A purchase of a portion of future receivables, generally repaid through fixed or variable remittances. It is not a traditional loan. Review the total purchased amount, remittance method, reconciliation rights, and all agreement terms carefully.
Working capital
Potential term-based or alternative financing for inventory, payroll, marketing, renovations, seasonal needs, or other defined business uses. Availability and structure vary by provider.
Other potential options
Depending on the business and provider network, other structures may be considered. A specialist can discuss what appears relevant after reviewing a complete profile.
Make an informed comparison
Compare more than the amount offered. Consider total cost, payment amount and frequency, duration, prepayment provisions, collateral or guarantees, default terms, and whether expected business returns reasonably support the obligation.
QFBC is not a lender. We may receive compensation from a funding provider in connection with a completed transaction. The amount and structure of any compensation, and any fees or costs applicable to your transaction, should be disclosed in final agreements or related disclosures. Applicable jurisdiction- and partner-specific disclosures will accompany any transaction when required.
Same-day approval and funding may be available for qualified applicants with complete files. Timing, amounts, rates, terms, and approval are not guaranteed and vary by provider and applicant qualifications.